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Wednesday, June 28, 2006
7:00 - 9:00 p.m.
Vancouver Housing Authority
(in the Community Room)
2500 NE Main (at 4th Plain)
Vancouver, WA 98663
(park & enter on south side)

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How To Know If The House You’re Selling Is Overpriced

Moving to a different state? Most homeowners sell their houses if they plan to move to a different location. The funny thing about homeowners is that they remember every single purchase from the furniture down to the plumbing. They can still make a mental calculation of all the money they’ve invested in building that home. In most cases, homeowners assume that when it comes to selling their property, all the money they’ve spent in their house (including repairs) are automatically included in the sales price. If you think that way, you’ll never get a buyer for your house. In fact, you will never get a buyer no matter how decent your house looks like if you don’t price it right. And even if you have installed stylish ALS Glass Works glass pool fencing Brisbane over certain parts of your house, you still have to price it according to the price range within your zip code.

The following are signs that indicate your house is overpriced.

Your Home Is Priced Way Higher Compared To Your Neighbor’s Houses

Do you know how brokers come up with a price before they announce it to potential buyers? The first thing they do before they propose a price to a potential client is they study the sales prices of the last three to four homes that have the same size as yours within your neighborhood. But of course, you don’t need a broker if you don’t want to. You can do your own research by taking matters into your own hands, and you can start by taking advantage of the Internet. The Internet offers a plethora of tools you can use to know the value of homes within your zip code.

2. You’re Still Not Getting Offers

After months of advertising and you haven’t got a single call, it only means one thing and one thing only, the house you are selling is way too overpriced and buyers do not think it’s practical to purchase it. You have to bid competitively in order to get a buyer for your home. This is especially true if you are doing a rush sale. Usually, when houses are priced properly they get sold in less than four to six weeks. If your house has been advertised for more than two months and still there are no sign of interested buyers then you need to rethink your price.

The Are No Scheduled Showings

When you start advertising your home, soon as it makes it to the market, immediately you should get at least a couple of showing appointments. If it has been days and you haven’t got a single scheduled showing, keep in mind that it has nothing to do with how your house looks but it has more to do with how much you are pricing it for. This could indicate that your house is way too overpriced and so brokers are not interested in showing it to potential clients.

We know how much you love your home, but let’s be realistic. You can’t price it according to how you feel about it. You price it based on how its market value. Think about these things and rectify whatever it is that you are doing wrong so you can get the best price for your home.

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Resignations From SaveCCU

CCU Volunteers who have resigned their membership in SaveCCU:

John Bucholz (recently appointed to the Supervisory Committee)
Duane Bequette (Board of Directors)
John Cheek (Board of Directors and Supervisory Committee)
Steve Straub (Board of Directors)
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Continued Membership in SaveCCU

CCU Volunteers who continue as members of SaveCCU:

Cathryn Chudy (Board of Directors)
Kathryn Edgecomb (Board of Directors)
Ralph Erdmann (Board of Directors)
Emmy Winterburn (Board of Directors)
Lloyd Marbet (Supervisory Committee)
Bob Winterburn (Supervisory Committee)
Gene Yarnell (Supervisory Committee)
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NCUA Oversight of Credit Union Conversions Challenged


In January of 2005 the NCUA updated its rules to require increased disclosure requirements for federal credit unions that seek to convert to a thrift charter. The purpose of the change in rules was to insure that credit union members would be fully informed when they undertook a vote on a conversion to a mutual savings bank.

HR 3206, entitled the Credit Union Charter Choice Act, was introduced in Congress by Rep.'s McHenry (R-NC) and Towns (D-NY) on July 12, 2005, and has been referred to the House Financial Services Committee. This bill would change NCUA's oversight of the voting methods and procedures regarding such conversions... the commercial law banking industry is lobbying heavily in favor of the passage of this bill, which constitutes a measure that would, according to the Credit Union National Association (CUNA) "...make it easier for credit unions to convert to bank charters..."

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  What credit union members can do is become informed about this measure (start with the link below). Then contact
your representatives to weigh in on this critical and pending legislation. The text of the bill is at the conclusion of the article linked below. The sticker to the left provides help in contacting your representatives.

The Subcommittee on Financial Institutions and Consumer Credit, chaired by Rep. Spencer Bachus (AL), held a legislative hearing on H.R. 3206, the Credit Union Charter Choice Act, on May 11, 2006.
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How To Know If The House You’re Selling Is Overpriced